The 24 GB question.
The best open models a household can run now fit in about 17–18 GB at 4-bit. That puts the line at 24 GB, just as the cards that have it cost more than at launch.
Issue 001 · October 2026 · Cover story

- Qwen3 14B9.0 GBVerified
- Mistral Small 3.2 24B14.3 GBVerified
- Qwen3.8 27B116.5 GBSourced
- Gemma 4 31B218.3 GBSourced
- Qwen3 32B19.8 GBVerified
- Llama 3.3 70B42.5 GBVerified
Start here
Choose a task, then compare the assumptions behind the answer.
Use cases
What local AI is actually good for, from a private voice assistant to a robot arm.
A private voice assistant for the homeWake word, speech recognition, a small language model and a voice, all on a box in the cupboard. Nothing you say leaves the house.
Offline document search with RAGAsk questions of your own PDFs, notes and manuals, with citations, on a machine that never phones home.
A local coding copilotAutocomplete in the editor and an agent that edits files and runs tests, with your code staying on your machine.
Receipt and paperwork scanningPhotograph receipts and letters, get searchable text, titles and tags, and keep the archive on your own disk.
Rankings
24 GB class, on a used RTX 3090 at 8k context. Speed and quality are listed side by side, never merged into one score.
24 GB class: estimated speed comparison
Single-stream decode estimates, uncalibrated; ±25% is a working assumption, not a measured confidence interval. Sample quality scores are withheld.
# | Model | Quant | Decode, tok/s | Quality score | Licence |
|---|---|---|---|---|---|
| 1 | gpt-oss-20b | MXFP4 | 245.3Estimate | 1,287Sourced | Apache-2.0 |
| 2 | Qwen3 30B-A3B | Q4_K_M | 199.8Estimate | 1,317Sourced | Apache-2.0 |
| 3 | Llama 3.1 8B Instruct | Q4_K_M | 93.7Estimate | 1,187Sourced | Llama 3.1 Community License |
| 4 | Qwen3 8B | Q4_K_M | 90.0Estimate | Sample | Apache-2.0 |
| 5 | Qwen3 14B | Q4_K_M | 54.3Estimate | Sample | Apache-2.0 |
| 6 | Mistral Small 3.2 24B | Q4_K_M | 35.8Estimate | 1,338Sourced | Apache-2.0 |
Builds
Three of our six curated rigs, with parts lists, power and break-even.
Editors' pick
Used-3090 24 GB
- Gemma 3 27B
- 31.8 tok/sEstimate
- Largest estimated fit
- Qwen3 32B
- Load power
- 420 WSample
- Idle power
- 70 W
- Break-even vs $200 plan
- 10.6 moSample
The reference rig.
Quietest
Mac Studio M5 Max
- Gemma 3 27B
- 11.7 tok/sEstimate
- Largest estimated fit
- Qwen3 32B
- Load power
- 150 WSample
- Idle power
- 12 W
- Break-even vs $200 plan
- 12.7 moSample
No build, no noise.
Most memory per dollar
Strix Halo SFF 128 GB
- Gemma 3 27B
- 6.5 tok/sEstimate
- Largest estimated fit
- gpt-oss-120b
- Load power
- 120 WSourced
- Idle power
- 15 W
- Break-even vs $200 plan
- 17.8 moEstimate
128 GB of unified memory in a mini PC.
Complete systems, listed parts only; tax, shipping and peripherals excluded. Electricity: load power × 4 h plus idle power × 20 h daily, 30 days at $0.15/kWh. Cost comparison only; capabilities differ.
Local vs. subscription
How long a $3,499.99 Strix Halo box takes to pay for itself against each plan.
Sourced hardware price; Sourced power input. Complete mini PC purchase; tax, shipping and peripherals excluded. Electricity assumes 120 W × 4 h/day, 30 days at $0.15/kWh, with no idle draw. Build cards include idle draw. Cost comparison only; capabilities differ.
Months to break even = hardware ÷ (plan price − electricity). Heavy tier means the vendors' high-usage plans (5×, 20× or top tier); standard is the ~$20 plan. Local AI pays off on cost only against heavy tiers, or when privacy and unlimited use are the point. Run it with your numbers.
Learn
Explainers that start in plain language and go as deep as you want, with links to the data.
Why is memory bandwidth the speed limit for local AI?The one-line formula that predicts tokens per second, why a 3090 beats a 128 GB mini PC on dense models, and why MoE models flip the result.
What is a KV cache, and why does it eat my VRAM?The part of memory that grows with every token you add, why it can outgrow the model itself, and the three tricks that keep it small.
What is quantization, and how much does Q4 hurt?Why a 54 GB model becomes a 16.5 GB file, what Q4_K_M actually means, and how to choose a quant for your card.
- What do context length, RoPE and YaRN mean, and how much context do you really get?
Why "128K context" on a model card doesn't mean 128K in your app, how RoPE scaling stretches a model past its training, and what each extra token costs in memory and speed.
- What is a mixture-of-experts model, and why does "30B-A3B" run so fast?
Why a model can be 117 billion parameters and still type quickly on a mini PC, what "active parameters" means for your memory and your speed, and when MoE is the wrong choice.
- GGUF, EXL2/EXL3, AWQ or GPTQ — which quantized file should you download?
The four file formats you'll see on every model page, which runtime each one belongs to, and a one-line rule for picking the right file for your hardware.
- What are RAG and embeddings, and how does a local model "read" your documents?
How retrieval-augmented generation lets a small local model answer from your own files without retraining, what an embedding actually is, and the four settings that decide whether it works.
- What is speculative decoding, and is it a free speed-up?
How a small "draft" model can make a big one type 2–3× faster with identical output, why the speed-up depends on what you're writing, and how to switch it on in llama.cpp and vLLM.
- What are tool calling and MCP, and can a local model use them?
How a model "uses" a calculator, a search engine or your file system without ever running code itself, what the Model Context Protocol standardises, and what to check before you trust a local model with tools.
1 Hugging Face, unsloth/Qwen3.8-27B-GGUF file list (UD-Q4_K_M 16.46 GB; Q8_0 29.05 GB), checked 13 Oct 2026
2 Hugging Face, unsloth/gemma-4-31B-it-GGUF file list (Q4_K_M 18.32 GB; Q8_0 32.64 GB), checked 13 Oct 2026
3 Used RTX 3090: eBay sold ≈ US$1,199–1,206, Oct 2026 (getpcparts, bestvaluegpu).
4 US$3,499.99 (computingforgeeks Strix Halo comparison).
5 Apple newsroom, Aug 2026; MacRumors M5 Max vs M5 Ultra.
6 Concept brief §7.3 formula 10, with electricity per note 7. US monthly plan prices from each vendor's own pricing page, checked 2026-10-12.
7 Brief's worked example assumption; edit the rate in the calculator.
Sample data: speeds without a measurement are formula estimates; quality scores and the mockup speed figures are placeholders. See methodology.